What we're learning
Employment and entrepreneurship
How do individuals choose between employment and entrepreneurship?
Innovative chit schemes
How can the Chit Fund model be extended to increase financial inclusion of low-income households and small businesses?
Alternative credit scores for SMEs
Explore behavioral based prediction models for SME credit worthiness
Relationship lending for SME borrowers
How can banks build better relationships with SME clients?
Informal contracting in the SME sector
How do SMEs solve contracting problems and develop trust relationships?
What we’ve learned
At SEFC we emphasize open source research to distribute our findings widely to our stakeholders, policy makers, partner organizations and the interested public. We share our results in the form of policy reports, working papers, and academic publications. By doing this, we hope to document the insights and innovations we have gained as well as the process by which innovations are generated.
Who we partner with
We believe in a process of innovation that combines research insights from economics, finance, psychology and other behavioral sciences with real world knowledge of the ground realities. Therefore, we test our ideas by partnering with financial institutions, NGOs, and businesses in India that service the SME sector. This model allows us to combine cutting edge economic and financial theories with ground realities.
